A structural report for your conventional loan.
A licensed engineer's inspection and sealed report on the home and its foundation.
Request this service
What is the engineer's report a conventional lender asks for?
A sealed report from a licensed Professional Engineer who has inspected the manufactured home and its foundation in person. It is written to the requirement your lender gave you, so the first step is getting that requirement in writing.
Issued in: Missouri, Arkansas, Illinois, Kansas, Iowa, Nebraska, Indiana.
When you need it
- Your loan officer says the file needs an engineer's report
- The appraiser flagged the foundation or an addition
- You are refinancing and the old report cannot be found
- You want to know where the home stands before you apply
What the engineer looks at
- Foundation, piers, and pier spacing
- Anchoring and tie-downs
- The steel frame under the home
- Skirting and the crawl space
- Additions, decks, and porches attached to the home
- HUD labels and the data plate
What you get
- A sealed structural report with a photo appendix
- Findings stated against the requirement you were given
- Corrections listed plainly when something does not pass
- A PDF to forward to your loan officer
Common questions
Is this different from an FHA report?
The inspection is much the same. What changes is the standard the report is written to, which depends on the loan program. Send the lender's wording and we match it.
Do I need to be there?
Someone has to provide access, including under the home. It does not have to be you.
Does the report guarantee the loan?
No. It documents the home. Your lender reviews the whole file and makes the decision.
Read first
Engineer report for a conventional manufactured home loanWhat an engineer's report is when your conventional lender asks for one, and what to do next.
Questions to ask your lender before the inspectionSeven questions to put to your lender so you order the right engineer's report the first time.
Additions and alterations on a manufactured homeWhy porches, rooms, and other changes can matter to your lender, and what to tell the engineer.